Business financing in Wasatch County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Wasatch County line, but 3 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Wasatch County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Wasatch County line. You can walk in.
- America First Credit UnionPersonal · Home · Business capital
- Mountain America Credit UnionPersonal · Home · Business capital
- Utah Community Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Wasatch County, Utah has a growing small-business economy anchored by outdoor recreation, construction, real estate, and tourism near Heber City. Whether you are a solo contractor, a landlord with a few rental units, or a first-time business owner — including those without a Social Security Number — there are real local options available to you. This guide walks you through what financing looks like here, who qualifies, where to go first, and what traps to avoid. Origen Capital is a directory service, not a lender, and nothing here is financial advice.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN WASATCH COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN WASATCH COUNTY →22UT COUNTIES WITH DOORSThe whole stateEvery county in Utah, in this same lane.24 institutions fund business financing inside Utah county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

