Business financing in Kittitas County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Kittitas County line, but 2 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Kittitas County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Kittitas County line. You can walk in.
- Potlatch No. 1 Financial Credit UnionPersonal · Home · Business capital
- Washington State Employees Credit UnionCDFI-certifiedPersonal · Home · Business capital
- New Roots FundSBA microlenderCommunity lending · Business capital
- Seattle Economic Development Fund (dba: Business Impact Northwest)Business capital
- SNAP Financial AccessSBA microlenderCommunity lending · Business capital
- VenturesBusiness capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Kittitas County small business owners and solo contractors have real local options for financing — from community development lenders and credit unions in Ellensburg to state-backed programs designed for rural Washington. This guide walks you through who qualifies, what documents you need, which local organizations can actually help you, and what traps to avoid. Whether you have a credit history or not, whether you use an ITIN or a Social Security number, there is a starting point here for you. Origen Capital is a directory, not a lender — we connect you to the right doors.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Washington State Employees Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Potlatch No. 1 Financial Credit Union · Washington State Employees Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN KITTITAS COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN KITTITAS COUNTY →34WA COUNTIES WITH DOORSThe whole stateEvery county in Washington, in this same lane.51 institutions fund business financing inside Washington county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

