Home financing in Yakima County.
County-by-county financing guides. No paperwork. No social. No ID.
3 institutions are headquartered inside the Yakima County line, and 4 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Yakima County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Calcoe Credit UnionPersonal · Home
- Solarity Credit UnionPersonal · Home · Business capital
- Office of Rural and Farmworker HousingCommunity lending · Business capital
Based elsewhere, with a member-facing office inside the Yakima County line. You can walk in.
- Gesa Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Hapo Community Credit UnionPersonal · Home · Business capital
- Self-Help Credit UnionCDFI-certifiedMinority depositoryPersonal · Home · Business capital
- Washington State Employees Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
4 of the 10 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Buying or investing in a home in Yakima County is very possible, even if you are self-employed, use an ITIN instead of a Social Security Number, or have a limited credit history. This guide focuses on the local lenders, credit unions, and nonprofit organizations that actually serve Yakima County residents — not just national programs. You will find out who qualifies, what documents to gather, which local offices and lenders can help you, and what traps to avoid. Take your time, compare your options, and always work with someone you trust.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Gesa Credit Union · Self-Help Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Calcoe Credit Union · Gesa Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN YAKIMA COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN YAKIMA COUNTY →33WA COUNTIES WITH DOORSThe whole stateEvery county in Washington, in this same lane.56 institutions fund home financing inside Washington county lines.OPEN THE STATE →
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