Business financing in Ohio County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Ohio County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Ohio County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Ohio County Public Schools Credit UnionPersonal
- Teamsters Local 697 Credit UnionPersonal
Based elsewhere, with a member-facing office inside the Ohio County line. You can walk in.
- Ohio Valley Community Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Ohio County, West Virginia — home to Wheeling — has a growing network of local lenders, CDFIs, and community banks ready to help solo contractors and small business owners access responsible financing. This guide walks you through what business financing actually means, who qualifies, what documents you need, and which local organizations can help. We also flag common traps so you can protect your money and your business.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN OHIO COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN OHIO COUNTY →29WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.32 institutions fund business financing inside West Virginia county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

