Business financing in Cabell County.
County-by-county financing guides. No paperwork. No social. No ID.
6 institutions are headquartered inside the Cabell County line, Huntington included, and 3 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Cabell County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Appalachian Power Employees Credit UnionPersonal
- Chhe Credit UnionPersonal
- First Priority Credit UnionPersonal · Home
- Huntington C & O Railway Employees Credit UnionPersonal · Home
- Huntingtonized Credit UnionPersonal · Home
- IN THIS LIST
1 of the 12 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Metro Community Credit UnionPersonal · Home
Based elsewhere, with a member-facing office inside the Cabell County line. You can walk in.
- Desco Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Pioneer Appalachia Credit UnionPersonal · Home · Business capital
- Star Usa Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide is written for solo contractors, small business owners, and real estate investors in Cabell County, West Virginia who are looking for honest, practical information about business financing. It focuses on the local lenders, CDFIs, credit unions, and SBA-connected resources that actually serve this region — not just national programs. Whether you have a strong credit history or are just starting to build one, there are real options here for you. Take your time, compare your choices, and never feel pressured to sign anything quickly.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Desco Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Desco Credit Union · Pioneer Appalachia Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN CABELL COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN CABELL COUNTY →29WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.32 institutions fund business financing inside West Virginia county lines.OPEN THE STATE →
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