Personal financing in Orleans Parish.
County-by-county financing guides. No paperwork. No social. No ID.
16 institutions are headquartered inside the Orleans Parish line, New Orleans included, and 13 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingHome Financing
The doors in Orleans Parish.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- 29
- DOORS HERE
- 16
- BASED HERE
- 54
- LA COUNTIES WITH DOORS
- Lane
- Personal Financing
- People
- 384Kresidents of Orleans Parish
- Covers
- New Orleans
- Elsewhere in LA
- East Baton Rouge Parish →18 doors — the biggest list of any other county in Louisiana
- State
- Louisiana →54 of 64 counties hold a door in this lane
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Epic Credit Union · Hope Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Arabi Sugar Workers Credit Union · Campus Credit Union- Arabi Sugar Workers Credit UnionMinority depositoryPersonal
- Coast Guard Employees Credit UnionPersonal
- G G W Credit UnionMinority depositoryPersonal
- Internal Revenue Credit UnionPersonal · Home
- Judicial & Justice Credit UnionPersonal
- IN THIS LIST
8 of the 29 doors inside the county line are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Liberty Bank and Trust CompanyPersonal · Business capital
- Orleans Parish Sheriff's Credit UnionMinority depositoryPersonal
- Riverland Credit UnionPersonal · Home
Show the other 8Show fewer
- Sewerage & Water Board Employees Credit UnionMinority depositoryPersonal
- Southeast Louisiana Veterans Health Credit UnionMinority depositoryPersonal
- Teamsters Local Union #270 Credit UnionMinority depositoryPersonal
- Tulane/loyola Credit UnionMinority depositoryPersonal · Home
- Uno Credit UnionCDFI-certifiedPersonal · Home
- Xavier University Credit UnionMinority depositoryPersonal
- Liberty Financial Services, Inc.Community lending
- Newcorp, Inc.Community lending · Business capital
Based elsewhere, with a member-facing office inside the Orleans Parish line. You can walk in.
- Campus Credit UnionPersonal · Home · Business capital
- Credit Human Credit UnionPersonal · Home · Business capital
- Eagle Louisiana Credit UnionPersonal · Home
- Epic Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Fleur-De-Lis Credit UnionPersonal · Home
- NO AGENDA
Nobody paid to be on this list.
The 29 doors inside the county line come off public data, and 26 of them are owned by their own members. We do not ask for your name, and we earn nothing if you knock on one door rather than another.
- Hope Credit UnionCDFI-certifiedMinority depositoryPersonal · Home · Business capital
Show the other 7Show fewer
- Keesler Credit UnionPersonal · Home · Business capital
- Noda Credit UnionPersonal · Home
- Onpath Credit UnionCDFI-certifiedMinority depositoryPersonal · Home · Business capital
- Pelican Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Post Office Employees Credit UnionPersonal · Home · Business capital
- The New Orleans Firemen's Credit UnionPersonal · Home · Business capital
- Xplore Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
How to read this list.
We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.
A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.
Every institution on this page comes from public federal data — the CDFI Fund certified list (Aug 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list (Sep 2026) — plus a short national tier we verified by hand. We refresh each list as its agency publishes. No listing is paid.
This guide helps solo contractors, small investors, and working families in Orleans Parish, Louisiana understand their personal financing options — from local credit unions and CDFIs to ITIN-friendly lenders. It highlights the local organizations that actually serve New Orleans neighborhoods, explains what documents you'll likely need, and walks you through common traps to avoid. Origen Capital is a directory, not a lender — this guide is here to help you ask the right questions and find the right people.
- 29
- DOORS HERE
- 160
- ACROSS LA
Based in New Orleans, Louisiana. A community development financial institution, certified by the U.S. Treasury to lend where a bank will not, and used to a file that is not clean.
BEST FORA personal loan, or building a credit file from nothing, and working capital, equipment and payroll for a small business.Based in Metairie, Louisiana. A member-owned credit union, which means the people deciding on your file answer to depositors in the same towns you work in. It is CDFI-certified.
BEST FORBuying, repairing or refinancing a home, and working capital, equipment and payroll for a small business.Based in Jackson, Mississippi. A credit union: no shareholders to satisfy, and a habit of reading a whole story rather than a single score. It is CDFI-certified, and it is a minority depository.
BEST FORWorking capital, equipment and payroll for a small business, and a personal loan, or building a credit file from nothing.Based in Metairie, Louisiana. A credit union — owned by its members rather than by shareholders, which is exactly what changes the conversation after a bank has said no.
BEST FORA personal loan, or building a credit file from nothing, and buying, repairing or refinancing a home.Everything below is set by Louisiana, and it reads the same in every county in it. The 29 marks above are this county's own doors — who opens one is decided by them, not by the state.
The rules where you are.
None of this is set by a lender. Louisiana sets it, and it applies the same in every county in the state — which is why it is worth knowing before you knock on any of the doors above.
- STATE INCOME TAX3.0% flat (2025)
What the state takes off what you earn, before anyone works out what payment you can carry.
- SALES TAX4.45% state · 5.1% avg local
What you pay on top of every purchase. On a small loan for a repair or a tool, this is a real part of the total.
- MEDIAN HOUSEHOLD INCOME$58K
Half the households in the state earn less than this. A lot of the programs above use that number to decide who qualifies.
- COST OF LIVING91.4
National index, where 100 is the country's average. Under 100 means your money goes further here.
Sources: Tax Foundation 2025 · Census ACS 5-year 2023 · BEA/MERIC COLI 2024 · Zillow 2026-Q1. As of 2026-04.
The short version.
- 01
29 doors sit inside the Orleans Parish line. They are up the page, by name and by town — and none of them paid to be there.
- 02
8 of them are certified by the U.S. Treasury as CDFIs. Lending where a bank will not is their mandate, not a favour.
- 03
This page did not ask you for a name, an email, or a number, and nothing on it changes based on who you are.
- 04
54 of Louisiana's 64 counties hold a door in this lane. If Orleans Parish does not have the one you need, the whole state is one click away.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN ORLEANS PARISH →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN ORLEANS PARISH →54LA COUNTIES WITH DOORSThe whole stateEvery county in Louisiana, in this same lane.160 institutions fund personal borrowing inside Louisiana county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.