ORIGENCAPITAL

Home financing in Union Parish.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Union Parish line. They are below, by name and by town.

Not this lane? Business FinancingPersonal Financing

In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Union Parish.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Union Parish1
  • Union Credit UnionMinority depositoryFarmerville · Credit union
    Personal
Serving all of Louisiana6
  • Exchange Bancshares, Inc.Natchitoches · CDFI
    Community lending
  • LiftFund, Inc.SBA microlenderSan Antonio · CDFI loan fund
    Community lending · Business capital
  • Bank of Commerce & Trust Co.Crowley · CDFI bank
    Personal · Business capital
  • Catalyst BankOpelousas · CDFI bank
    Personal · Business capital
  • Exchange Bank and Trust Co.Natchitoches · CDFI bank
    Personal · Business capital
  • IN THIS LIST

    6 of the 10 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Legacy Financial Federal Credit UnionCDFI-certifiedTioga · Credit union
    Personal
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN UNION PARISH1 minority depositories
THE GUIDE

This guide helps solo contractors, small investors, and first-time homebuyers in Union Parish, Louisiana understand their home financing options. It highlights local credit unions, CDFIs, and ITIN-friendly lenders that actually serve this region, alongside Louisiana-specific state programs. Federal loan programs like FHA and USDA are useful tools here, but the real starting point is finding the right local partner who knows Union Parish. Take your time, compare options, and never feel pressured to sign anything quickly.

IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions