Home financing in Silver Bow County.
County-by-county financing guides. No paperwork. No social. No ID.
3 institutions are headquartered inside the Silver Bow County line, and 4 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Silver Bow County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Butte Community Credit UnionPersonal · Home
- Mile High Credit UnionPersonal · Home
- Mountain West Credit UnionPersonal · Home
Based elsewhere, with a member-facing office inside the Silver Bow County line. You can walk in.
- Clearwater Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Frontier Credit UnionPersonal · Home · Business capital
- Horizon Credit UnionPersonal · Home · Business capital
- Southwest Montana Community Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
1 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Buying a home in Silver Bow County — the Butte-Silver Bow area — is within reach for many solo contractors, working families, and first-time buyers, including those without a Social Security number. This guide walks you through what home financing actually means, who typically qualifies in this regional economy, what paperwork to gather, and which local lenders and community organizations genuinely serve this area. We also cover Montana-specific rules and the warning signs of predatory lending, so you can move forward with confidence and without pressure.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Clearwater Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Butte Community Credit Union · Clearwater Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN SILVER BOW COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN SILVER BOW COUNTY →32MT COUNTIES WITH DOORSThe whole stateEvery county in Montana, in this same lane.27 institutions fund home financing inside Montana county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

