Home financing in Yellowstone County.
County-by-county financing guides. No paperwork. No social. No ID.
5 institutions are headquartered inside the Yellowstone County line, Billings included, and 2 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Yellowstone County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Altana Credit UnionPersonal · Home · Business capital
- Billings Credit UnionPersonal · Home
- Rimrock Credit UnionPersonal · Home
- Seg Credit UnionPersonal · Home
- Valley Financial Credit UnionPersonal · Home · Business capital
Based elsewhere, with a member-facing office inside the Yellowstone County line. You can walk in.
- Black Hills Credit UnionPersonal · Home · Business capital
- Mountain America Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Yellowstone County is Montana's most populous county, anchored by Billings, with a mixed economy of energy, agriculture, healthcare, and small business. This guide helps solo contractors and small real estate investors understand their home financing options — from local credit unions and CDFIs to ITIN-friendly lenders — without rushing into anything. Federal programs like FHA or USDA are useful tools, but the real work happens through local intermediaries who know the Billings market and the surrounding rural communities. Read carefully, compare your options, and never feel pressured to sign anything you don't fully understand.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN YELLOWSTONE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN YELLOWSTONE COUNTY →32MT COUNTIES WITH DOORSThe whole stateEvery county in Montana, in this same lane.27 institutions fund home financing inside Montana county lines.OPEN THE STATE →
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