Home financing in Cascade County.
County-by-county financing guides. No paperwork. No social. No ID.
5 institutions are headquartered inside the Cascade County line, Great Falls included, and 2 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Cascade County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- 1st Liberty Credit UnionPersonal · Home
- Montana Credit UnionPersonal · Home · Business capital
- Russell Country Credit UnionPersonal · Home
- The Family First Credit UnionPersonal · Home
- Montana Homeownership Network, Inc. TheCommunity lending · Business capital
Based elsewhere, with a member-facing office inside the Cascade County line. You can walk in.
- Clearwater Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Horizon Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
2 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Buying a home or investing in property in Cascade County, Montana is very achievable, even if you are self-employed, work as a solo contractor, or do not have a Social Security number. This guide walks you through what home financing looks like in the Great Falls area, who the right local partners are, and how to protect yourself from costly traps. Origen Capital is a directory — we point you to real local resources, never collect your information, and never rush you.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Clearwater Credit Union · Montana Homeownership Network, Inc. TheOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
1st Liberty Credit Union · Clearwater Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN CASCADE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN CASCADE COUNTY →32MT COUNTIES WITH DOORSThe whole stateEvery county in Montana, in this same lane.27 institutions fund home financing inside Montana county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

