Home financing in Clackamas County.
County-by-county financing guides. No paperwork. No social. No ID.
3 institutions are headquartered inside the Clackamas County line, and 6 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Clackamas County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Cutting Edge Credit UnionCDFI-certifiedPersonal · Home
- Forrit Credit UnionPersonal · Home
- Rivermark Community Credit UnionCDFI-certifiedPersonal · Home · Business capital
Based elsewhere, with a member-facing office inside the Clackamas County line. You can walk in.
- Hapo Community Credit UnionPersonal · Home · Business capital
- Marion and Polk Schools Credit UnionPersonal · Home · Business capital
- Nw Priority Credit UnionPersonal · Home
- Operating Engineers Local Union #3 Credit UnionPersonal · Home · Business capital
- Ukrainian Credit UnionPersonal · Home · Business capital
- IN THIS LIST
2 of the 12 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Unitus Community Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Buying a home in Clackamas County is within reach for many solo contractors, mixed-status families, and first-time buyers — especially when you work with local lenders who know the area. This guide walks you through what home financing is, who can qualify, what paperwork you will need, and which local institutions genuinely serve Clackamas County residents. We also flag Oregon-specific programs that can lower your costs and point out common traps to avoid. Origen Capital is a directory, not a lender — we help you find the right door to knock on.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Cutting Edge Credit Union · Rivermark Community Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Cutting Edge Credit Union · Forrit Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN CLACKAMAS COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN CLACKAMAS COUNTY →32OR COUNTIES WITH DOORSThe whole stateEvery county in Oregon, in this same lane.45 institutions fund home financing inside Oregon county lines.OPEN THE STATE →
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