ORIGENCAPITAL

Home financing in Washington County.

County-by-county financing guides. No paperwork. No social. No ID.

4 institutions are headquartered inside the Washington County line, and 9 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county13DOORS INSIDE THE COUNTY LINE
4HEADQUARTERED HERE
11FUND THIS LANE HERE
2OF THOSE, CDFI-CERTIFIED
THE DIRECTORY

The doors in Washington County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Washington County4
  • United Trades Credit UnionTualatin · Credit union
    Personal · Home
  • Unitus Community Credit UnionTigard · Credit union
    Personal · Home · Business capital
  • Community and Shelter Assistance CorporationSherwood · CDFI loan fund
    Community lending · Business capital
  • Community Housing FundBeaverton · CDFI loan fund
    Community lending · Business capital
Keeps a branch in Washington County9

Based elsewhere, with a member-facing office inside the Washington County line. You can walk in.

  • Consolidated Credit UnionCDFI-certifiedPortland · Credit union
    Personal · Home · Business capital
  • First Community Credit UnionCoquille · Credit union
    Personal · Home · Business capital
  • Forrit Credit UnionClackamas · Credit union
    Personal · Home
  • Inroads Credit UnionSaint Helens · Credit union
    Personal · Home · Business capital
  • Nw Priority Credit UnionPortland · Credit union
    Personal · Home
  • IN THIS LIST

    4 of the 16 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Oregon State Credit UnionCorvallis · Credit union
    Personal · Home · Business capital
Show the other 3Show fewer
  • Peak Credit UnionOlympia · Credit union
    Personal · Home · Business capital
  • Rivermark Community Credit UnionCDFI-certifiedOregon City · Credit union
    Personal · Home · Business capital
  • Wauna Credit UnionClatskanie · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN WASHINGTON COUNTY
THE GUIDE

Washington County, Oregon is one of the most economically active counties in the Pacific Northwest, home to a large Latino community, many self-employed tradespeople, and a growing number of small real-estate investors. This guide focuses on the local lenders, community organizations, and state programs that actually serve people in this county — not just the big national banks. Whether you use a Social Security Number or an ITIN, whether you are a W-2 employee or a solo contractor, there are real pathways to homeownership and investment property financing right here in the Tualatin Valley.

WHO SAYS YES HERE
4CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Consolidated Credit Union · Rivermark Community Credit Union
11Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Consolidated Credit Union · First Community Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions