Home financing in Washington County.
County-by-county financing guides. No paperwork. No social. No ID.
4 institutions are headquartered inside the Washington County line, and 9 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Washington County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- United Trades Credit UnionPersonal · Home
- Unitus Community Credit UnionPersonal · Home · Business capital
- Community and Shelter Assistance CorporationCommunity lending · Business capital
- Community Housing FundCommunity lending · Business capital
Based elsewhere, with a member-facing office inside the Washington County line. You can walk in.
- Consolidated Credit UnionCDFI-certifiedPersonal · Home · Business capital
- First Community Credit UnionPersonal · Home · Business capital
- Forrit Credit UnionPersonal · Home
- Inroads Credit UnionPersonal · Home · Business capital
- Nw Priority Credit UnionPersonal · Home
- IN THIS LIST
4 of the 16 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Oregon State Credit UnionPersonal · Home · Business capital
Show the other 3Show fewer
- Peak Credit UnionPersonal · Home · Business capital
- Rivermark Community Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Wauna Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Washington County, Oregon is one of the most economically active counties in the Pacific Northwest, home to a large Latino community, many self-employed tradespeople, and a growing number of small real-estate investors. This guide focuses on the local lenders, community organizations, and state programs that actually serve people in this county — not just the big national banks. Whether you use a Social Security Number or an ITIN, whether you are a W-2 employee or a solo contractor, there are real pathways to homeownership and investment property financing right here in the Tualatin Valley.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Consolidated Credit Union · Rivermark Community Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Consolidated Credit Union · First Community Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN WASHINGTON COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN WASHINGTON COUNTY →32OR COUNTIES WITH DOORSThe whole stateEvery county in Oregon, in this same lane.45 institutions fund home financing inside Oregon county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

