Home financing in Multnomah County.
County-by-county financing guides. No paperwork. No social. No ID.
16 institutions are headquartered inside the Multnomah County line, Portland included, and 7 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Multnomah County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Consolidated Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Ibew & United Workers Credit UnionPersonal · Home · Business capital
- Ironworkers Usa Credit UnionCDFI-certifiedPersonal · Home
- Northwest Adventist Credit UnionPersonal · Home
- Nw Priority Credit UnionPersonal · Home
- IN THIS LIST
11 of the 26 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Point West Credit UnionCDFI-certifiedPersonal · Home
- Teamsters Council #37 Credit UnionPersonal · Home · Business capital
- Trailhead Credit UnionPersonal · Home · Business capital
Show the other 8Show fewer
- Craft3Community lending · Business capital
- Habitat for Humanity of Oregon , Inc.Community lending · Business capital
- HDC Community Fund LLCCommunity lending · Business capital
- Micro Enterprise Services of OregonCommunity lending · Business capital
- Network for Oregon Affordable HousingCommunity lending · Business capital
- Portland Housing CenterCommunity lending · Business capital
- Radio Cab Credit UnionPersonal
- Micro Enterprise Services of Oregon (Pedagogy Institute)Business capital
Based elsewhere, with a member-facing office inside the Multnomah County line. You can walk in.
- First Community Credit UnionPersonal · Home · Business capital
- Forrit Credit UnionPersonal · Home
- I.l.w.u. Credit UnionPersonal · Home · Business capital
- Peak Credit UnionPersonal · Home · Business capital
- Rivermark Community Credit UnionCDFI-certifiedPersonal · Home · Business capital
- NO SOCIAL SECURITY NUMBER
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
- Selco Community Credit UnionCDFI-certifiedPersonal · Home · Business capital
Show the other 1Show fewer
- Unitus Community Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
Buying a home or investing in residential property in Multnomah County is more achievable than many people think, especially when you know which local organizations can help. This guide walks you through what home financing actually is, who qualifies given Portland's regional economy, which documents to gather, and which local lenders, credit unions, and CDFIs actually serve this county. It also covers Oregon-specific rules and how to spot and avoid predatory lending traps.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Consolidated Credit Union · Ironworkers Usa Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Consolidated Credit Union · First Community Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN MULTNOMAH COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN MULTNOMAH COUNTY →32OR COUNTIES WITH DOORSThe whole stateEvery county in Oregon, in this same lane.45 institutions fund home financing inside Oregon county lines.OPEN THE STATE →
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Ask Iris. She'll explain it the way it should have been explained the first time.