Home financing in Berkeley County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Berkeley County line, and 3 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Berkeley County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Rev Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Berkeley Community Credit UnionCDFI-certifiedPersonal
Based elsewhere, with a member-facing office inside the Berkeley County line. You can walk in.
- Bayer Heritage Credit UnionPersonal · Home · Business capital
- Cpm Credit UnionCDFI-certifiedPersonal · Home · Business capital
- South Carolina Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of the 8 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Buying a home in Berkeley County, South Carolina is within reach for solo contractors, immigrant families, and first-time buyers — even if your credit history is limited or you use an ITIN instead of a Social Security number. This guide walks you through what home financing looks like locally, who qualifies, what paperwork to gather, and which lenders and community organizations actually serve this county. Take your time, compare your options, and lean on local intermediaries who know the Berkeley County market.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Cpm Credit Union · Rev Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Bayer Heritage Credit Union · Cpm Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN BERKELEY COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN BERKELEY COUNTY →36SC COUNTIES WITH DOORSThe whole stateEvery county in South Carolina, in this same lane.44 institutions fund home financing inside South Carolina county lines.OPEN THE STATE →
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