Home financing in Lexington County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Lexington County line, and 7 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Lexington County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- 1st Cooperative Credit UnionPersonal · Home
- Brookland Credit UnionMinority depositoryPersonal
Based elsewhere, with a member-facing office inside the Lexington County line. You can walk in.
- Founders Credit UnionPersonal · Home · Business capital
- Grow Financial Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Mtc Credit UnionPersonal · Home · Business capital
- Palmetto Citizens Credit UnionPersonal · Home · Business capital
- Safe Credit UnionPersonal · Home · Business capital
- IN THIS LIST
1 of the 12 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- South Carolina Credit UnionPersonal · Home · Business capital
Show the other 1Show fewer
- Columbia Post Office Credit UnionPersonal
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Buying a home in Lexington County, South Carolina is within reach for many solo contractors, first-time buyers, and small investors — including those who use an ITIN instead of a Social Security number. This guide walks you through what home financing is, who qualifies locally, what documents you need, which local lenders and community organizations actually serve this county, and what pitfalls to avoid. Take your time, compare your options, and lean on the local intermediary layer — they know this market and can go to bat for you.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Grow Financial Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
1st Cooperative Credit Union · Founders Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN LEXINGTON COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN LEXINGTON COUNTY →36SC COUNTIES WITH DOORSThe whole stateEvery county in South Carolina, in this same lane.44 institutions fund home financing inside South Carolina county lines.OPEN THE STATE →
Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.