ORIGENCAPITAL

Home financing in Bastrop County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Bastrop County line, but 2 keep an office open here. They are below, by name and by town.

Not this lane? Business FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Bastrop County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Bastrop County2

Based elsewhere, with a member-facing office inside the Bastrop County line. You can walk in.

  • A+ Credit UnionAustin · Credit union
    Personal · Home · Business capital
  • Greater Texas Credit UnionAustin · Credit union
    Personal · Home · Business capital
Serving all of Texas5
  • AltCapSBA microlenderKansas City · CDFI loan fund
    Community lending · Business capital
  • Just Community, IncAustin · CDFI loan fund
    Community lending · Business capital
  • LiftFund, Inc.SBA microlenderSan Antonio · CDFI loan fund
    Community lending · Business capital
  • PeopleFundSBA microlenderAustin · CDFI loan fund
    Community lending · Business capital
  • Alliance for Multicultural Community ServicesHouston · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
IN THIS LIST

4 of the 10 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN BASTROP COUNTY
THE GUIDE

Bastrop County is one of the fastest-growing counties in Texas, sitting just east of Austin along the Colorado River. Whether you are buying your first home, investing in a rental property, or building on rural land, this guide walks you through the financing options that actually serve this county — including local credit unions, ITIN-friendly lenders, CDFIs, and Texas state programs. Federal programs like FHA and USDA are real tools here, but the local intermediary layer is where most Bastrop County residents will find the most accessible and community-aware help.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions