Home financing in Travis County.
County-by-county financing guides. No paperwork. No social. No ID.
16 institutions are headquartered inside the Travis County line, and 2 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Travis County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- A+ Credit UnionPersonal · Home · Business capital
- Austin Credit UnionPersonal · Home
- Capitol Credit UnionPersonal · Home
- Government Employees Credit UnionPersonal · Home
- Greater Texas Credit UnionPersonal · Home · Business capital
- IN THIS LIST
7 of the 21 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Star of Texas Credit UnionCDFI-certifiedMinority depositoryPersonal · Home
- Travis County Credit UnionPersonal · Home
- University Credit UnionPersonal · Home · Business capital
Show the other 8Show fewer
- Velocity Credit UnionPersonal · Home · Business capital
- Business and Community Lenders (BCL) of TexasCommunity lending · Business capital
- Business Investment GrowthCommunity lending · Business capital
- Five Points Community Capital, LLCCommunity lending · Business capital
- PeopleFundSBA microlenderCommunity lending · Business capital
- Texas Community CapitalCommunity lending · Business capital
- The Community Business Investment Fund, LLCCommunity lending · Business capital
- Vatat Credit UnionPersonal
Based elsewhere, with a member-facing office inside the Travis County line. You can walk in.
- Baker Hughes Credit UnionMinority depositoryPersonal · Home
- Nizari Progressive Credit UnionMinority depositoryPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Buying or investing in a home in Travis County is an achievable goal, even if you are self-employed, work as an independent contractor, or do not have a Social Security number. This guide walks you through what home financing actually means, who qualifies locally, which documents you will need, and which community-focused lenders and organizations serve the Austin area. We highlight real local resources — credit unions, CDFIs, and ITIN-friendly lenders — so you can move forward with confidence and avoid high-cost traps.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Star of Texas Credit Union · Business and Community Lenders (BCL) of TexasOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
A+ Credit Union · Austin Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN TRAVIS COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN TRAVIS COUNTY →108TX COUNTIES WITH DOORSThe whole stateEvery county in Texas, in this same lane.182 institutions fund home financing inside Texas county lines.OPEN THE STATE →
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