Home financing in Kimble County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Kimble County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Kimble County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Kimble County line. You can walk in.
- Kerr County Credit UnionCDFI-certifiedPersonal · Business capital
- AltCapSBA microlenderCommunity lending · Business capital
- Just Community, IncCommunity lending · Business capital
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- PeopleFundSBA microlenderCommunity lending · Business capital
- Alliance for Multicultural Community ServicesBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
5 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Kimble County is a rural Hill Country community where most homebuyers and small investors work with local lenders, community development organizations, and state-backed programs rather than large national banks. Whether you have a Social Security number or an ITIN, there are real pathways to financing a home here. This guide names the local intermediaries that actually serve Junction and the surrounding area, explains what documents you will likely need, and flags the traps to avoid. Origen Capital is a directory — we do not lend money or collect your personal information.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Kerr County Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Kerr County Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN KIMBLE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN KIMBLE COUNTY →108TX COUNTIES WITH DOORSThe whole stateEvery county in Texas, in this same lane.182 institutions fund home financing inside Texas county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

