ORIGENCAPITAL

Home financing in Reeves County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Reeves County line, and 1 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE
1HEADQUARTERED HERE
THE DIRECTORY

The doors in Reeves County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Reeves County1
  • Reeves County Teachers Credit UnionMinority depositoryPecos · Credit union
    Personal · Home · Business capital
Keeps a branch in Reeves County1

Based elsewhere, with a member-facing office inside the Reeves County line. You can walk in.

  • Westex Community Credit UnionKermit · Credit union
    Personal · Home · Business capital
Serving all of Texas5
  • AltCapSBA microlenderKansas City · CDFI loan fund
    Community lending · Business capital
  • Just Community, IncAustin · CDFI loan fund
    Community lending · Business capital
  • LiftFund, Inc.SBA microlenderSan Antonio · CDFI loan fund
    Community lending · Business capital
  • PeopleFundSBA microlenderAustin · CDFI loan fund
    Community lending · Business capital
  • Alliance for Multicultural Community ServicesHouston · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
IN THIS LIST

4 of the 10 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN REEVES COUNTY1 minority depositories
THE GUIDE

Reeves County is a rural, oil-patch community in Far West Texas where access to mainstream banking can be limited — but real financing options do exist. This guide walks you through what home loans actually look like here, who qualifies (including ITIN holders), which local and regional lenders serve this area, what documents you'll need, and how to protect yourself from predatory deals. Whether you're buying your first home in Pecos or investing in a small rental property, the right intermediary can make all the difference.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions