ORIGENCAPITAL

Home financing in Taylor County.

County-by-county financing guides. No paperwork. No social. No ID.

6 institutions are headquartered inside the Taylor County line, and 1 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county7DOORS INSIDE THE COUNTY LINE
6HEADQUARTERED HERE
5FUND THIS LANE HERE
THE DIRECTORY

The doors in Taylor County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Taylor County6
  • Abilene Teachers Credit UnionAbilene · Credit union
    Personal · Home
  • Communities of Abilene Credit UnionAbilene · Credit union
    Personal · Home
  • First Priority Credit UnionAbilene · Credit union
    Personal · Home
  • First Watch Credit UnionAbilene · Credit union
    Personal · Home
  • E M O T Credit UnionAbilene · Credit union
    Personal
  • NO SOCIAL SECURITY NUMBER

    3 of these doors accept an ITIN.

    They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

  • Txdot Credit UnionAbilene · Credit union
    Personal
Keeps a branch in Taylor County1

Based elsewhere, with a member-facing office inside the Taylor County line. You can walk in.

  • Texas Tech Credit UnionLubbock · Credit union
    Personal · Home
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
A modest house in warm evening light
OPEN DOORS IN TAYLOR COUNTY
THE GUIDE

This guide helps solo contractors, first-time buyers, and small real-estate investors in Taylor County, Texas understand their home financing options. It focuses on the local lenders, credit unions, CDFIs, and state programs that actually serve the Abilene area — not just national programs. Whether you have a Social Security number or an ITIN, there are real pathways to homeownership here. Take your time, compare your options, and never feel pressured to sign anything you do not fully understand.

IRIS AI

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Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions