Home financing in Taylor County.
County-by-county financing guides. No paperwork. No social. No ID.
6 institutions are headquartered inside the Taylor County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Taylor County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Abilene Teachers Credit UnionPersonal · Home
- Communities of Abilene Credit UnionPersonal · Home
- First Priority Credit UnionPersonal · Home
- First Watch Credit UnionPersonal · Home
- E M O T Credit UnionPersonal
- NO SOCIAL SECURITY NUMBER
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
- Txdot Credit UnionPersonal
Based elsewhere, with a member-facing office inside the Taylor County line. You can walk in.
- Texas Tech Credit UnionPersonal · Home
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital

This guide helps solo contractors, first-time buyers, and small real-estate investors in Taylor County, Texas understand their home financing options. It focuses on the local lenders, credit unions, CDFIs, and state programs that actually serve the Abilene area — not just national programs. Whether you have a Social Security number or an ITIN, there are real pathways to homeownership here. Take your time, compare your options, and never feel pressured to sign anything you do not fully understand.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN TAYLOR COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN TAYLOR COUNTY →108TX COUNTIES WITH DOORSThe whole stateEvery county in Texas, in this same lane.182 institutions fund home financing inside Texas county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

