ORIGENCAPITAL

Home financing in Clark County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Clark County line, but 7 keep an office open here. They are below, by name and by town.

Not this lane? Business FinancingPersonal Financing

In this county7DOORS INSIDE THE COUNTY LINE
2OF THOSE, CDFI-CERTIFIED
THE DIRECTORY

The doors in Clark County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Clark County7

Based elsewhere, with a member-facing office inside the Clark County line. You can walk in.

  • Gesa Credit UnionCDFI-certifiedRichland · Credit union
    Personal · Home · Business capital
  • Hapo Community Credit UnionRichland · Credit union
    Personal · Home · Business capital
  • Nw Priority Credit UnionPortland · Credit union
    Personal · Home
  • Peak Credit UnionOlympia · Credit union
    Personal · Home · Business capital
  • Rivermark Community Credit UnionCDFI-certifiedOregon City · Credit union
    Personal · Home · Business capital
  • IN THIS LIST

    2 of the 10 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Ukrainian Credit UnionRochester · Credit union
    Personal · Home · Business capital
Show the other 1Show fewer
  • Unitus Community Credit UnionTigard · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN CLARK COUNTY
THE GUIDE

Clark County, Washington is one of the fastest-growing housing markets in the Pacific Northwest, and there are real local resources to help you finance a home — even if you are self-employed, work with an ITIN, or are buying your first investment property. This guide walks you through what home financing means, who qualifies locally, what documents you need, which local lenders and community organizations actually serve Clark County, Washington state rules you should know, and the red flags to watch out for. Take your time, compare your options, and lean on the local intermediary layer before you sign anything.

WHO SAYS YES HERE
2CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Gesa Credit Union · Rivermark Community Credit Union
7Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Gesa Credit Union · Hapo Community Credit Union
IRIS AI

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Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions