Home financing in Mercer County.
County-by-county financing guides. No paperwork. No social. No ID.
3 institutions are headquartered inside the Mercer County line. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Mercer County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- National Employees Credit UnionPersonal · Home
- Mcdowell County Credit UnionPersonal
- Mercer County W Va Teachers Credit UnionPersonal
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Buying or investing in a home in Mercer County, West Virginia is more achievable than many people think — especially when you know where to look locally. This guide walks you through what home financing actually means, who qualifies given the region's economy, which documents you'll need, and which local lenders and nonprofit organizations can help you get started. We also cover West Virginia-specific programs that can reduce your costs, and we flag common traps so you can protect yourself along the way.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN MERCER COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN MERCER COUNTY →27WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.43 institutions fund home financing inside West Virginia county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

