Home financing in Cabell County.
County-by-county financing guides. No paperwork. No social. No ID.
6 institutions are headquartered inside the Cabell County line, Huntington included, and 3 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Cabell County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- First Priority Credit UnionPersonal · Home
- Huntington C & O Railway Employees Credit UnionPersonal · Home
- Huntingtonized Credit UnionPersonal · Home
- Metro Community Credit UnionPersonal · Home
- Appalachian Power Employees Credit UnionPersonal
- IN THIS LIST
1 of the 12 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Chhe Credit UnionPersonal
Based elsewhere, with a member-facing office inside the Cabell County line. You can walk in.
- Desco Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Pioneer Appalachia Credit UnionPersonal · Home · Business capital
- Star Usa Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Buying or refinancing a home in Cabell County, West Virginia is very much within reach for working families, solo contractors, and first-time buyers — including those without a Social Security number. This guide walks you through what home financing actually is, who qualifies under local conditions, which documents you will likely need, and which local lenders, credit unions, and community organizations genuinely serve this area. It also covers West Virginia-specific programs and highlights the warning signs of predatory lending so you can protect yourself and your family.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Desco Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Desco Credit Union · First Priority Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN CABELL COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN CABELL COUNTY →27WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.43 institutions fund home financing inside West Virginia county lines.OPEN THE STATE →
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