Home financing in Kanawha County.
County-by-county financing guides. No paperwork. No social. No ID.
14 institutions are headquartered inside the Kanawha County line, Charleston included, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Kanawha County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Camc Credit UnionPersonal · Home
- Element Credit UnionCDFI-certifiedPersonal · Home
- Kemba Charleston Credit UnionPersonal · Home
- Members Choice Wv Credit UnionPersonal · Home · Business capital
- Peoples Credit UnionPersonal · Home · Business capital
- IN THIS LIST
2 of the 18 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Pioneer Appalachia Credit UnionPersonal · Home · Business capital
- Star Usa Credit UnionPersonal · Home · Business capital
- West Virginia Credit UnionPersonal · Home · Business capital
Show the other 6Show fewer
- Wv National Guard Credit UnionPersonal · Home
- CommunityWorks in West Virginia, Inc.Community lending · Business capital
- Cha-Tel Credit UnionPersonal · Business capital
- Charleston Credit UnionPersonal
- Charleston Postal Credit UnionPersonal
- Kanawha Institute for Social Research & Action (KISRA)Business capital
Based elsewhere, with a member-facing office inside the Kanawha County line. You can walk in.
- Union Trades Credit UnionPersonal · Home
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide explains how home financing works in Kanawha County, West Virginia, with a focus on the local lenders, credit unions, CDFIs, and state programs that actually serve this community. Whether you are buying your first home, refinancing, or investing in a small rental property, there are real options available — including paths for borrowers without a Social Security number. Take your time, compare lenders, and lean on local intermediaries who know the Charleston-area market.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Element Credit Union · CommunityWorks in West Virginia, Inc.Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Camc Credit Union · Element Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN KANAWHA COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN KANAWHA COUNTY →27WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.43 institutions fund home financing inside West Virginia county lines.OPEN THE STATE →
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