Home financing in Pleasants County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Pleasants County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Pleasants County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Willow Island Credit UnionPersonal
Based elsewhere, with a member-facing office inside the Pleasants County line. You can walk in.
- Long Reach Credit UnionPersonal · Home · Business capital
- People Incorporated Financial ServicesSBA microlenderCommunity lending · Business capital
- Kanawha Institute for Social Research & Action (KISRA)Business capital
- Washington County Council on Economic DevelopmentBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
1 of the 8 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Pleasants County is a small, rural county in the Northern Panhandle region of West Virginia, where home prices tend to be lower than the national average but access to financing can still be a challenge — especially for solo contractors, self-employed borrowers, and those without a Social Security Number. This guide walks you through who qualifies, which local and regional lenders actually serve this area, what documents you will need, and how to protect yourself from predatory offers. West Virginia has its own state-level homebuyer programs worth knowing about, and local credit unions and CDFIs can often move faster and more flexibly than big national banks.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN PLEASANTS COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN PLEASANTS COUNTY →27WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.43 institutions fund home financing inside West Virginia county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

