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Home financing in Pleasants County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Pleasants County line, and 1 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE
1HEADQUARTERED HERE
THE DIRECTORY

The doors in Pleasants County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Pleasants County1
  • Willow Island Credit UnionSaint Marys · Credit union
    Personal
Keeps a branch in Pleasants County1

Based elsewhere, with a member-facing office inside the Pleasants County line. You can walk in.

  • Long Reach Credit UnionMiddlebourne · Credit union
    Personal · Home · Business capital
Serving all of West Virginia3
  • People Incorporated Financial ServicesSBA microlenderAbingdon · CDFI loan fund
    Community lending · Business capital
  • Kanawha Institute for Social Research & Action (KISRA)Dunbar · SBA microloan intermediary
    Business capital
  • Washington County Council on Economic DevelopmentWashington · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
IN THIS LIST

1 of the 8 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN PLEASANTS COUNTY
THE GUIDE

Pleasants County is a small, rural county in the Northern Panhandle region of West Virginia, where home prices tend to be lower than the national average but access to financing can still be a challenge — especially for solo contractors, self-employed borrowers, and those without a Social Security Number. This guide walks you through who qualifies, which local and regional lenders actually serve this area, what documents you will need, and how to protect yourself from predatory offers. West Virginia has its own state-level homebuyer programs worth knowing about, and local credit unions and CDFIs can often move faster and more flexibly than big national banks.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions