Home financing in Chatham County.
County-by-county financing guides. No paperwork. No social. No ID.
10 institutions are headquartered inside the Chatham County line, and 5 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Chatham County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Georgia Heritage Credit UnionPersonal · Home
- Savannah Postal Credit UnionMinority depositoryPersonal · Home
- Savannah Schools Credit UnionMinority depositoryPersonal · Home
- Carver Financial CorporationCommunity lending
- Catalyst Development CORPORATIONCommunity lending · Business capital
- IN THIS LIST
6 of the 18 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Small Business Assistance CorporationCommunity lending · Business capital
- Carver State BankPersonal · Business capital
- F A B Church Credit UnionMinority depositoryPersonal
Show the other 2Show fewer
- Mercy Credit UnionPersonal
- Small Business Assistance Corporation (Servicing Southeast GA, and Lowcountry SC)Business capital
Based elsewhere, with a member-facing office inside the Chatham County line. You can walk in.
- Center Parc Credit UnionPersonal · Home · Business capital
- Core Credit UnionCDFI-certifiedPersonal · Home
- Georgia's Own Credit UnionPersonal · Home · Business capital
- Geovista Credit UnionPersonal · Home
- Vystar Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Chatham County, home to Savannah and one of Georgia's most active real-estate markets, offers a range of home financing options for first-time buyers, solo contractors, and small investors. Local credit unions, CDFIs, and ITIN-friendly lenders can often serve borrowers who don't fit conventional bank molds. Georgia's own state-level programs add meaningful down-payment and rate support on top of federal options. This guide walks you through every step — from understanding what home financing is, to finding the right local partner, to spotting and avoiding predatory traps.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Core Credit Union · Vystar Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Center Parc Credit Union · Core Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN CHATHAM COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN CHATHAM COUNTY →86GA COUNTIES WITH DOORSThe whole stateEvery county in Georgia, in this same lane.51 institutions fund home financing inside Georgia county lines.OPEN THE STATE →
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