Personal financing in Wood County.
County-by-county financing guides. No paperwork. No social. No ID.
6 institutions are headquartered inside the Wood County line. They are below, by name and by town.
Not this lane? Business FinancingHome Financing
The doors in Wood County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- C C M H Credit UnionPersonal
- Mountain Heritage Credit UnionPersonal · Home
- One Community Credit UnionPersonal · Home
- Union Trades Credit UnionPersonal · Home
- Wee Credit UnionPersonal · Home
- NO SOCIAL SECURITY NUMBER
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
- West Virginia Central Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital

This guide helps Wood County, West Virginia residents — including solo contractors, small investors, and Spanish-speaking community members — understand personal financing options available locally. It highlights community-rooted lenders, credit unions, and nonprofit financial organizations that actually serve the Parkersburg area. Federal programs are mentioned for context, but the focus is on who you can walk into or call right here in Wood County. Take your time, compare your options, and never feel rushed into signing anything.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN WOOD COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN WOOD COUNTY →34WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.73 institutions fund personal financing inside West Virginia county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

