ORIGENCAPITAL

Home financing in Pasco County.

County-by-county financing guides. No paperwork. No social. No ID.

2 institutions are headquartered inside the Pasco County line, and 9 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county11DOORS INSIDE THE COUNTY LINE
2HEADQUARTERED HERE
4OF THOSE, CDFI-CERTIFIED
THE DIRECTORY

The doors in Pasco County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Pasco County2
  • Ficare Credit UnionWesley Chapel · Credit union
    Personal · Home
  • San Antonio Citizens Credit UnionSan Antonio · Credit union
    Personal · Home · Business capital
Keeps a branch in Pasco County9

Based elsewhere, with a member-facing office inside the Pasco County line. You can walk in.

  • 1st Street Credit UnionSarasota · Credit union
    Personal · Home
  • Achieva Credit UnionDunedin · Credit union
    Personal · Home · Business capital
  • Floridacentral Credit UnionTampa · Credit union
    Personal · Home · Business capital
  • Grow Financial Credit UnionCDFI-certifiedTampa · Credit union
    Personal · Home · Business capital
  • Gte Credit UnionCDFI-certifiedTampa · Credit union
    Personal · Home · Business capital
  • IN THIS LIST

    4 of the 14 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Midflorida Credit UnionLakeland · Credit union
    Personal · Home · Business capital
Show the other 3Show fewer
  • Suncoast Credit UnionCDFI-certifiedTampa · Credit union
    Personal · Home · Business capital
  • Trax Credit UnionTampa · Credit union
    Personal · Home
  • Usf Federal Credit UnionCDFI-certifiedTampa · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN PASCO COUNTY
THE GUIDE

Pasco County is one of Florida's fastest-growing counties, stretching from the Gulf Coast inland through New Port Richey, Dade City, and Zephyrhills. Whether you are buying your first home, investing in a rental property, or refinancing, this guide walks you through what financing options exist, who qualifies, where to find trustworthy local lenders — including ITIN-friendly institutions — and what traps to watch out for. Origen Capital is a directory, not a lender; we never collect your personal information.

WHO SAYS YES HERE
4CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Grow Financial Credit Union · Gte Credit Union
11Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

1st Street Credit Union · Achieva Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions