Home financing in Kings County.
County-by-county financing guides. No paperwork. No social. No ID.
14 institutions are headquartered inside the Kings County line, and 3 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Kings County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Brooklyn Cooperative Credit UnionCDFI-certifiedMinority depositoryPersonal · Home · Business capital
- Consumers Credit UnionPersonal · Home · Business capital
- Polish & Slavic Credit UnionPersonal · Home · Business capital
- Transfiguration Parish Credit UnionMinority depositoryPersonal · Home · Business capital
- BlocPower L.L.C.Community lending · Business capital
- IN THIS LIST
6 of the 20 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- BOC Capital Corp.SBA microlenderCommunity lending · Business capital
- Brooklyn Alliance Capital, Inc.Community lending · Business capital
- CAMBA Economic Development CorporationCommunity lending · Business capital
Show the other 6Show fewer
- Berea Credit UnionMinority depositoryPersonal
- Bykota Credit UnionMinority depositoryPersonal
- Concord Credit UnionCDFI-certifiedMinority depositoryPersonal · Business capital
- Nym Credit UnionPersonal
- Spc Brooklyn Credit UnionMinority depositoryPersonal
- Sts Peter & Paul Credit UnionPersonal
Based elsewhere, with a member-facing office inside the Kings County line. You can walk in.
- Advantage Financial Credit UnionPersonal · Home
- Municipal Credit UnionMinority depositoryPersonal · Home
- Ukrainian National Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Kings County — better known as Brooklyn — is one of the most competitive real-estate markets in the United States, but that does not mean home financing is out of reach. This guide walks solo contractors, first-time buyers, and small investors through how home financing works locally, who qualifies, what documents you need, and which Brooklyn-area lenders, credit unions, and CDFIs actually serve working people. Federal programs like FHA and Fannie Mae are background tools; the real focus here is the local intermediary layer that can sit across the table from you and help you close.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Brooklyn Cooperative Credit Union · BlocPower L.L.C.Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Advantage Financial Credit Union · Brooklyn Cooperative Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN KINGS COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN KINGS COUNTY →56NY COUNTIES WITH DOORSThe whole stateEvery county in New York, in this same lane.100 institutions fund home financing inside New York county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

