ORIGENCAPITAL

Home financing in Kings County.

County-by-county financing guides. No paperwork. No social. No ID.

14 institutions are headquartered inside the Kings County line, and 3 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county17DOORS INSIDE THE COUNTY LINE
14HEADQUARTERED HERE
7FUND THIS LANE HERE
1OF THOSE, CDFI-CERTIFIED
THE DIRECTORY

The doors in Kings County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Kings County14
  • Brooklyn Cooperative Credit UnionCDFI-certifiedMinority depositoryBrooklyn · Credit union
    Personal · Home · Business capital
  • Consumers Credit UnionBrooklyn · Credit union
    Personal · Home · Business capital
  • Polish & Slavic Credit UnionBrooklyn · Credit union
    Personal · Home · Business capital
  • Transfiguration Parish Credit UnionMinority depositoryBrooklyn · Credit union
    Personal · Home · Business capital
  • BlocPower L.L.C.Brooklyn · CDFI loan fund
    Community lending · Business capital
  • IN THIS LIST

    6 of the 20 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • BOC Capital Corp.SBA microlenderBrooklyn · CDFI loan fund
    Community lending · Business capital
  • Brooklyn Alliance Capital, Inc.Brooklyn · CDFI loan fund
    Community lending · Business capital
  • CAMBA Economic Development CorporationBrooklyn · CDFI loan fund
    Community lending · Business capital
Show the other 6Show fewer
  • Berea Credit UnionMinority depositoryBrooklyn · Credit union
    Personal
  • Bykota Credit UnionMinority depositoryBrooklyn · Credit union
    Personal
  • Concord Credit UnionCDFI-certifiedMinority depositoryBrooklyn · Credit union
    Personal · Business capital
  • Nym Credit UnionBrooklyn · Credit union
    Personal
  • Spc Brooklyn Credit UnionMinority depositoryBrooklyn · Credit union
    Personal
  • Sts Peter & Paul Credit UnionBrooklyn · Credit union
    Personal
Keeps a branch in Kings County3

Based elsewhere, with a member-facing office inside the Kings County line. You can walk in.

  • Advantage Financial Credit UnionWashington · Credit union
    Personal · Home
  • Municipal Credit UnionMinority depositoryNew York · Credit union
    Personal · Home
  • Ukrainian National Credit UnionNew York · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN KINGS COUNTY7 minority depositories
THE GUIDE

Kings County — better known as Brooklyn — is one of the most competitive real-estate markets in the United States, but that does not mean home financing is out of reach. This guide walks solo contractors, first-time buyers, and small investors through how home financing works locally, who qualifies, what documents you need, and which Brooklyn-area lenders, credit unions, and CDFIs actually serve working people. Federal programs like FHA and Fannie Mae are background tools; the real focus here is the local intermediary layer that can sit across the table from you and help you close.

WHO SAYS YES HERE
6CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Brooklyn Cooperative Credit Union · BlocPower L.L.C.
13Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Advantage Financial Credit Union · Brooklyn Cooperative Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions