Home financing in Westchester County.
County-by-county financing guides. No paperwork. No social. No ID.
12 institutions are headquartered inside the Westchester County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Westchester County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Educational and Governmental Credit UnionPersonal · Home
- Quorum Credit UnionPersonal · Home · Business capital
- Suma Credit UnionPersonal · Home · Business capital
- Usalliance Credit UnionPersonal · Home · Business capital
- Community Capital New York, IncSBA microlenderCommunity lending · Business capital
- IN THIS LIST
2 of the 16 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Leviticus 25:23 Alternative Fund IncCommunity lending · Business capital
- Greater Centennial Credit UnionMinority depositoryPersonal
- Mount Vernon Ny Postal Employees Credit UnionMinority depositoryPersonal
Show the other 4Show fewer
- Scf Westchester N. Y. Employees Credit UnionPersonal
- Sing Sing Employees Credit UnionPersonal
- Union Baptist Greenburgh Credit UnionMinority depositoryPersonal
- White Plains P O Employees Credit UnionMinority depositoryPersonal
Based elsewhere, with a member-facing office inside the Westchester County line. You can walk in.
- Municipal Credit UnionMinority depositoryPersonal · Home
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Buying a home in Westchester County is one of the most significant financial steps you can take. This guide walks you through what home financing looks like locally — from who qualifies and what documents you need, to which community lenders, credit unions, and CDFIs actually serve Westchester residents. Whether you have a Social Security number or an ITIN, there are real pathways here. Take your time, compare your options, and lean on local intermediaries who know this market.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Community Capital New York, Inc · Leviticus 25:23 Alternative Fund IncOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Educational and Governmental Credit Union · Municipal Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN WESTCHESTER COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN WESTCHESTER COUNTY →56NY COUNTIES WITH DOORSThe whole stateEvery county in New York, in this same lane.100 institutions fund home financing inside New York county lines.OPEN THE STATE →
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