ORIGENCAPITAL

Home financing in Rockland County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Rockland County line, and 1 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE
1HEADQUARTERED HERE
THE DIRECTORY

The doors in Rockland County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Rockland County1
  • Rockland Employees Credit UnionMinority depositorySpring Valley · Credit union
    Personal · Home
Keeps a branch in Rockland County1

Based elsewhere, with a member-facing office inside the Rockland County line. You can walk in.

  • Suma Credit UnionYonkers · Credit union
    Personal · Home · Business capital
Serving all of New York8
  • Adirondack Economic Development CorporationSBA microlenderSaranac Lake · CDFI loan fund
    Community lending · Business capital
  • Ascendus Inc.SBA microlenderNew York · CDFI loan fund
    Community lending · Business capital
  • BOC Capital Corp.SBA microlenderBrooklyn · CDFI loan fund
    Community lending · Business capital
  • Business Consortium Fund, Inc.New York · CDFI loan fund
    Community lending · Business capital
  • Community Capital New York, IncSBA microlenderElmsford · CDFI loan fund
    Community lending · Business capital
  • IN THIS LIST

    8 of the 13 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Harlem Entrepreneurial Fund, LLCSBA microlenderNew York · CDFI loan fund
    Community lending · Business capital
  • PathStone Enterprise Center, Inc.SBA microlenderRochester · CDFI loan fund
    Community lending · Business capital
  • Renaissance Economic Development CorporationSBA microlenderNew York · CDFI loan fund
    Community lending · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN ROCKLAND COUNTY1 minority depositories
THE GUIDE

Rockland County, New York sits just north of New York City and has a diverse, working-class homebuying community — including many immigrants, solo contractors, and first-generation buyers. This guide explains the main types of home financing available locally, who qualifies, which local lenders and CDFIs actually serve Rockland County, and how to protect yourself from predatory practices. Federal programs like FHA and USDA are useful tools, but the real support often comes from local intermediaries who know the county's housing market and can meet you where you are.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions