Home financing in Sullivan County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is based inside the Sullivan County line. We do not hide that — below are the doors that serve it from the rest of New York.
Not this lane? Business FinancingPersonal Financing
The doors in Sullivan County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Adirondack Economic Development CorporationSBA microlenderCommunity lending · Business capital
- Ascendus Inc.SBA microlenderCommunity lending · Business capital
- BOC Capital Corp.SBA microlenderCommunity lending · Business capital
- Business Consortium Fund, Inc.Community lending · Business capital
- Community Capital New York, IncSBA microlenderCommunity lending · Business capital
- IN THIS LIST
8 of the 11 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Harlem Entrepreneurial Fund, LLCSBA microlenderCommunity lending · Business capital
- PathStone Enterprise Center, Inc.SBA microlenderCommunity lending · Business capital
- Renaissance Economic Development CorporationSBA microlenderCommunity lending · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Buying a home in Sullivan County, New York is more within reach than many people think — even if you are self-employed, have limited credit history, or use an ITIN instead of a Social Security number. This guide walks you through how home financing works, who qualifies locally, which Sullivan County and Hudson Valley lenders and organizations can help you, and what traps to avoid along the way. Take your time, compare your options, and remember that no reputable lender will ever pressure you to sign something the same day.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN SULLIVAN COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN SULLIVAN COUNTY →56NY COUNTIES WITH DOORSThe whole stateEvery county in New York, in this same lane.100 institutions fund home financing inside New York county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

