Home financing in Union County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Union County line, but 3 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Union County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Union County line. You can walk in.
- Horizon Credit UnionPersonal · Home · Business capital
- Old West Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Spokane Teachers Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
1 of the 6 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Buying or investing in a home in Union County, Oregon is more achievable than many people think — especially when you know which local lenders, credit unions, and community organizations can help. This guide walks you through what home financing looks like in La Grande, Enterprise, and the surrounding area, who qualifies, what paperwork to gather, and how to avoid common traps. Whether you are a solo contractor, a first-time buyer, or a small real-estate investor, local institutions in Union County are ready to work with you — including if you use an ITIN instead of a Social Security number.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Old West Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Horizon Credit Union · Old West Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN UNION COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN UNION COUNTY →32OR COUNTIES WITH DOORSThe whole stateEvery county in Oregon, in this same lane.45 institutions fund home financing inside Oregon county lines.OPEN THE STATE →
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