Home financing in Collin County.

County-by-county financing guides. No paperwork. No social. No ID.

2 institutions are headquartered inside the Collin County line, and 11 more keep a branch here. Below, we say which is which.

See the 13 doors Ask a question

Not this lane? Business FinancingPersonal Financing

In this county13DOORS INSIDE THE COUNTY LINE

2HEADQUARTERED HERE

11FUND THIS LANE HERE

4MINORITY DEPOSITORIES

THE DIRECTORY

The doors in Collin County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

THE MAP OF DOORSTexas

Collin County

13: DOORS HERE
2: BASED HERE
108: TX COUNTIES WITH DOORS

At a glance

Lane: Home Financing
County: Collin County · 1.1M residents
State: Texas →
Institutions: 1613 inside the county line · 2 headquartered here

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No agenda

We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.

Based here vs. serves here

A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.

Where this comes from

Every institution on this page comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Headquartered in Collin County2

Credit Union of TexasAllen · Credit union
Personal · Home · Business capital
Redeemer Credit UnionMinority depositoryPlano · Credit union
Personal

Keeps a branch in Collin County11

Based elsewhere, with a member-facing office inside the Collin County line. You can walk in.

Advancial Credit UnionDallas · Credit union
Personal · Home
Communityamerica Credit UnionLenexa · Credit union
Personal · Home · Business capital
My Community Credit UnionMidland · Credit union
Personal · Home
Rivertrust Credit UnionPearl · Credit union
Personal · Home
Rockland Employees Credit UnionMinority depositorySpring Valley · Credit union
Personal · Home
NO SOCIAL SECURITY NUMBER
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Safe 1 Credit UnionBakersfield · Credit union
Personal · Home

Show the other 5Show fewer

State Agencies Credit UnionShreveport · Credit union
Personal · Home
Texas People Credit UnionFort Worth · Credit union
Personal · Home
Two Harbors Credit UnionTwo Harbors · Credit union
Personal · Home · Business capital
Unity Financial Credit UnionMinority depositoryNew Haven · Credit union
Personal · Home
Councill Credit UnionMinority depositoryNormal · Credit union
Personal

National — works with an ITIN3

Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital
Grameen AmericaAccepts ITINNew York · National nonprofit lender
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital

A modest house in warm evening light — OPEN DOORS IN COLLIN COUNTY4 minority depositories

THE GUIDE

Collin County is one of the fastest-growing counties in Texas, stretching from Plano and McKinney to Frisco, Allen, and smaller communities like Farmersville and Celina. Whether you are buying your first home, investing in a rental property, or refinancing, this guide walks you through the financing options actually available in this county — including ITIN-friendly lenders, local credit unions, and community development organizations. Take your time, compare your options, and lean on local intermediaries who know this market.

FROM HERE

Same county, another question.

A worn carpenter's bench at first light, hand tools and gloves laid out

Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN COLLIN COUNTY →

A porch at dusk, string lights on, two chairs pulled up

Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN COLLIN COUNTY →108TX COUNTIES WITH DOORSThe whole stateEvery county in Texas, in this same lane.182 institutions fund home financing inside Texas county lines.OPEN THE STATE →

The Texas counties with the most doors of this kind

Harris County30 doors Bexar County14 doors Dallas County13 doors Tarrant County11 doors Travis County11 doors Hidalgo County10 doors Jefferson County10 doors El Paso County9 doors

Across the network

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions