ORIGENCAPITAL

Home financing in Midland County.

County-by-county financing guides. No paperwork. No social. No ID.

5 institutions are headquartered inside the Midland County line, and 4 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county9DOORS INSIDE THE COUNTY LINE
5HEADQUARTERED HERE
1MINORITY DEPOSITORIES
THE DIRECTORY

The doors in Midland County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Midland County5
  • Heritage Usa Credit UnionMidland · Credit union
    Personal · Home
  • Members Financial Credit UnionMidland · Credit union
    Personal · Home
  • Mtcu Credit UnionMinority depositoryMidland · Credit union
    Personal · Home
  • My Community Credit UnionMidland · Credit union
    Personal · Home
  • West Texas Credit UnionOdessa · Credit union
    Personal · Home
Keeps a branch in Midland County4

Based elsewhere, with a member-facing office inside the Midland County line. You can walk in.

  • 1st Community Credit UnionSan Angelo · Credit union
    Personal · Home · Business capital
  • First Basin Credit UnionOdessa · Credit union
    Personal · Home · Business capital
  • Southwest 66 Credit UnionOdessa · Credit union
    Personal · Home · Business capital
  • Texas Tech Credit UnionLubbock · Credit union
    Personal · Home
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN MIDLAND COUNTY1 minority depositories
THE GUIDE

Buying a home in Midland County, Texas is achievable for workers and investors at many income levels, including those without a Social Security number. This guide walks you through what home financing is, who typically qualifies in the Permian Basin economy, which local lenders and credit unions actually serve this area, and what traps to watch out for. Origen Capital is a directory — not a lender — so our goal is simply to connect you with trustworthy local resources.

IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions