Home financing in Midland County.
County-by-county financing guides. No paperwork. No social. No ID.
5 institutions are headquartered inside the Midland County line, and 4 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Midland County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Heritage Usa Credit UnionPersonal · Home
- Members Financial Credit UnionPersonal · Home
- Mtcu Credit UnionMinority depositoryPersonal · Home
- My Community Credit UnionPersonal · Home
- West Texas Credit UnionPersonal · Home
Based elsewhere, with a member-facing office inside the Midland County line. You can walk in.
- 1st Community Credit UnionPersonal · Home · Business capital
- First Basin Credit UnionPersonal · Home · Business capital
- Southwest 66 Credit UnionPersonal · Home · Business capital
- Texas Tech Credit UnionPersonal · Home
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Buying a home in Midland County, Texas is achievable for workers and investors at many income levels, including those without a Social Security number. This guide walks you through what home financing is, who typically qualifies in the Permian Basin economy, which local lenders and credit unions actually serve this area, and what traps to watch out for. Origen Capital is a directory — not a lender — so our goal is simply to connect you with trustworthy local resources.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN MIDLAND COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN MIDLAND COUNTY →108TX COUNTIES WITH DOORSThe whole stateEvery county in Texas, in this same lane.182 institutions fund home financing inside Texas county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

