Home financing in Boone County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Boone County line. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Boone County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Big Coal River Bancorp, Inc.Community lending
- Whitesville State BankPersonal · Business capital
- People Incorporated Financial ServicesSBA microlenderCommunity lending · Business capital
- Kanawha Institute for Social Research & Action (KISRA)Business capital
- Washington County Council on Economic DevelopmentBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of the 8 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Buying a home in Boone County, West Virginia is possible even if your credit history is thin, your income is seasonal, or you do not have a Social Security number. This guide walks you through the types of home financing available, who qualifies, what paperwork you will need, and which local and regional organizations can actually help you. We also explain West Virginia-specific programs that can lower your costs, and we flag the warning signs of predatory lenders so you can protect yourself.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN BOONE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN BOONE COUNTY →27WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.43 institutions fund home financing inside West Virginia county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

