Personal financing in Marion County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Marion County line. They are below, by name and by town.
Not this lane? Business FinancingHome Financing
The doors in Marion County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Fairmont Credit UnionPersonal · Home · Business capital
- People Incorporated Financial ServicesSBA microlenderCommunity lending · Business capital
- Kanawha Institute for Social Research & Action (KISRA)Business capital
- Washington County Council on Economic DevelopmentBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
1 of the 7 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps Marion County, West Virginia residents — including solo contractors, small investors, and Spanish-speaking community members — understand personal financing options available locally. It focuses on the lenders, credit unions, CDFIs, and community programs that actually serve Fairmont and surrounding Marion County communities. Federal programs like SBA loans provide useful context, but local intermediaries are your best starting point. Take your time, compare your options, and never feel pressured to sign anything quickly.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN MARION COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN MARION COUNTY →34WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.73 institutions fund personal financing inside West Virginia county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

