ORIGENCAPITAL

Personal financing in Marion County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Marion County line. They are below, by name and by town.

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In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Marion County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Marion County1
  • Fairmont Credit UnionFairmont · Credit union
    Personal · Home · Business capital
Serving all of West Virginia3
  • People Incorporated Financial ServicesSBA microlenderAbingdon · CDFI loan fund
    Community lending · Business capital
  • Kanawha Institute for Social Research & Action (KISRA)Dunbar · SBA microloan intermediary
    Business capital
  • Washington County Council on Economic DevelopmentWashington · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
IN THIS LIST

1 of the 7 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A porch at dusk, string lights on, two chairs pulled up
OPEN DOORS IN MARION COUNTY
THE GUIDE

This guide helps Marion County, West Virginia residents — including solo contractors, small investors, and Spanish-speaking community members — understand personal financing options available locally. It focuses on the lenders, credit unions, CDFIs, and community programs that actually serve Fairmont and surrounding Marion County communities. Federal programs like SBA loans provide useful context, but local intermediaries are your best starting point. Take your time, compare your options, and never feel pressured to sign anything quickly.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions