Business financing in Mingo County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Mingo County line. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Mingo County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Guaranty Bank, Inc.Personal · Business capital
- Kanawha Institute for Social Research & Action (KISRA)Business capital
- People Incorporated Financial ServicesSBA microlenderCommunity lending · Business capital
- Washington County Council on Economic DevelopmentBusiness capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
2 of the 7 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, small business owners, and real-estate investors in Mingo County, West Virginia find honest, practical financing. We focus on the local and regional lenders, CDFIs, and credit unions that actually serve this area — not just national programs. Whether you have a Social Security number or an ITIN, there are real options available to you. Take your time, compare your choices, and never feel pressured to sign anything you don't fully understand.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN MINGO COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN MINGO COUNTY →29WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.32 institutions fund business financing inside West Virginia county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

