Home financing in Mingo County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Mingo County line. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Mingo County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Guaranty Bank, Inc.Personal · Business capital
- People Incorporated Financial ServicesSBA microlenderCommunity lending · Business capital
- Kanawha Institute for Social Research & Action (KISRA)Business capital
- Washington County Council on Economic DevelopmentBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
2 of the 7 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Buying a home in Mingo County, West Virginia is possible for many people — including solo contractors, first-time buyers, and immigrant families without a Social Security number. This guide walks you through what home financing looks like locally, who qualifies, which local lenders and community organizations can help, and what traps to watch out for. Take your time, compare your options, and always work with a lender or counselor who answers your questions clearly.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN MINGO COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN MINGO COUNTY →27WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.43 institutions fund home financing inside West Virginia county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

