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Home financing in Mingo County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Mingo County line. They are below, by name and by town.

Not this lane? Business FinancingPersonal Financing

In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Mingo County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Mingo County1
  • Guaranty Bank, Inc.Williamson · CDFI bank
    Personal · Business capital
Serving all of West Virginia3
  • People Incorporated Financial ServicesSBA microlenderAbingdon · CDFI loan fund
    Community lending · Business capital
  • Kanawha Institute for Social Research & Action (KISRA)Dunbar · SBA microloan intermediary
    Business capital
  • Washington County Council on Economic DevelopmentWashington · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
IN THIS LIST

2 of the 7 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN MINGO COUNTY
THE GUIDE

Buying a home in Mingo County, West Virginia is possible for many people — including solo contractors, first-time buyers, and immigrant families without a Social Security number. This guide walks you through what home financing looks like locally, who qualifies, which local lenders and community organizations can help, and what traps to watch out for. Take your time, compare your options, and always work with a lender or counselor who answers your questions clearly.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions