Personal financing in Fayette County.

County-by-county financing guides. No paperwork. No social. No ID.

2 institutions are headquartered inside the Fayette County line. They are below, by name and by town.

Not this lane? Business FinancingHome Financing

In this county2DOORS INSIDE THE COUNTY LINE

1MINORITY DEPOSITORIES

THE DIRECTORY

The doors in Fayette County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

THE MAP OF DOORSWest Virginia

Fayette County

2: DOORS HERE
2: BASED HERE
34: WV COUNTIES WITH DOORS

At a glance

Lane: Personal Financing
County: Fayette County · 40K residents
State: West Virginia →
Institutions: 82 inside the county line · 2 headquartered here

LEER ESTO EN ESPAÑOL

No agenda

We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.

Based here vs. serves here

A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.

Where this comes from

Every institution on this page comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Headquartered in Fayette County2

Alloy Credit UnionAlloy · Credit union
Personal · Home
W. Virginia State Convention Credit UnionMinority depositoryHilltop · Credit union
Personal

Serving all of West Virginia3

People Incorporated Financial ServicesSBA microlenderAbingdon · CDFI loan fund
Community lending · Business capital
Kanawha Institute for Social Research & Action (KISRA)Dunbar · SBA microloan intermediary
Business capital
Washington County Council on Economic DevelopmentWashington · SBA microloan intermediary
Business capital

National — works with an ITIN3

Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital
Grameen AmericaAccepts ITINNew York · National nonprofit lender
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital

IN THIS LIST

1 of the 8 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A porch at dusk, string lights on, two chairs pulled up — OPEN DOORS IN FAYETTE COUNTY1 minority depositories

THE GUIDE

Fayette County, West Virginia has a close-knit economy shaped by outdoor tourism, small-scale construction, and longtime family-owned businesses. If you are a solo contractor, a gig worker, or a small real-estate investor here, personal financing can open doors — but only if you work with lenders who understand your local reality. This guide names real local institutions that serve Fayette County residents, walks you through the documents you will likely need, and clearly points out the traps to avoid. Origen Capital is a directory, not a lender — we never collect your personal information.

FROM HERE

Same county, another question.

A worn carpenter's bench at first light, hand tools and gloves laid out

Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN FAYETTE COUNTY →

Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN FAYETTE COUNTY →34WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.73 institutions fund personal financing inside West Virginia county lines.OPEN THE STATE →

The West Virginia counties with the most doors of this kind

Kanawha County13 doors Cabell County9 doors Raleigh County8 doors Wood County6 doors Harrison County6 doors Berkeley County5 doors Monongalia County5 doors Putnam County4 doors

Across the network

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions