Personal financing in Preston County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Preston County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingHome Financing
The doors in Preston County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Preston Credit UnionPersonal · Home · Business capital
Based elsewhere, with a member-facing office inside the Preston County line. You can walk in.
- Wepco Credit UnionPersonal · Home · Business capital
- People Incorporated Financial ServicesSBA microlenderCommunity lending · Business capital
- Kanawha Institute for Social Research & Action (KISRA)Business capital
- Washington County Council on Economic DevelopmentBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
1 of the 8 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps Preston County residents — including solo contractors, small investors, and Spanish-speaking neighbors — understand personal financing options rooted in the local community. We highlight the lenders, credit unions, and nonprofit intermediaries that actually serve this part of West Virginia, so you can borrow with confidence and avoid costly traps. Federal programs appear as background context; the real focus is on the local and state-level layer that is most accessible to people living and working in Preston County. Take your time, compare your options, and reach out to the organizations listed here before signing anything.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN PRESTON COUNTY →
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN PRESTON COUNTY →34WV COUNTIES WITH DOORSThe whole stateEvery county in West Virginia, in this same lane.73 institutions fund personal financing inside West Virginia county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

